Business Class
Global Treasury

EFEX is a platform that provides global treasury and cross-border payment tools through its network of regulated partners. We are not a bank or a financial technology institution; we are the infrastructure and technology layer that connects businesses with authorized entities that provide each financial service under their own regulatory framework.

Our role is to integrate, not replace. EFEX complements the relationship your business already has with its bank by resolving the operational friction involved in moving money across countries: opening accounts with partners in different jurisdictions, converting currencies, executing payments, and providing visibility into all of these activities in one place.

EFEX Group operates through different entities, each with the scope permitted by its own authorization.

The controlling entity is EFEX, Inc., a company incorporated in Delaware, United States, which develops and operates the technology platform.

In Mexico, EFEX operates in an integrated manner with Efex Pay, S.A.P.I. de C.V., which is registered as a money transmitter authorized by the Comisión Nacional Bancaria y de Valores (CNBV). This authorization allows it to transmit money from a sender to a beneficiary, whether in Mexico or abroad.

The other services accessed through the platform — including business accounts, foreign exchange conversion, and currency hedging solutions — are provided by authorized third parties in accordance with the regulations applicable to them in each jurisdiction.

We operate under a compliance framework in the jurisdictions where we are present. In Mexico, Efex Pay is subject to the regulations applicable to money transmitters, as well as anti-money laundering obligations.

Each partner in our network operates under its own authorization and regulatory supervision. This architecture — EFEX technology built on regulated entities — is intentional: it enables your business to access international financial capabilities while remaining within the applicable regulatory framework.