EFEX Loans

The liquidity you need, in USD or MXN, today.

With EFEX Loans, you get working capital of up to USD 300k in the currency you need, with a fixed cost from day one and without compromising your operations.

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Term
1 to 45 days. You define it, not a form.
Currencies
Working capital in USD and MXN, without leaving the EFEX ecosystem.
Cost
Fixed cost from the start. You see it before signing, not after.
Structure
Amortizing or bullet repayment: you choose what works best for your cash flow.

WHY THEY CHOOSE IT

Reasons to choose EFEX Loans

  • Speed you can feel

    While others are still processing paperwork, you’re already operating with the capital in hand.

  • No surprises

    The cost is fixed from the start and stays that way. You plan with certainty, not uncertainty.

  • Your margin, protected

    The exchange rate can move as much as it wants your cost is already secured.

  • Zero friction

    No endless paperwork or impossible guarantees. Simple, for real.

  • Capital without borders

    Get the exact currency your operation needs, wherever and whenever you need it.

Comparison

Traditional bank

  • Heavy collateral requirements without locking in the exchange rate
  • Stuck in underwriting processes and credit committees
  • Payment schedules that don’t adapt to your needs
  • Your margins remain exposed to market volatility
  • Mountains of legal documentation

EFEX Loans

  • Agile onboarding, minimal collateral
  • Approval in 5 days, not weeks
  • You choose how to repay: amortizing or bullet
  • Fixed cost from day one
  • Light documentation, just a clear promissory note and you’re done

HOW IT WORKS

What do you get with EFEX Loans?

  • Immediate liquidity, in your currency

    Working capital in USD or MXN, from USD 50,000 to USD 300,000, available whenever you need it, without disrupting your operating cash flow.

  • You set the terms

    From 1 to 45 calendar days. You decide when the funds come in and when you repay them, not the bank.

  • Use it again instantly

    Once you settle, your line is automatically replenished. No paperwork, no need to request approval again.

  • One connected ecosystem

    Fund in USD and MXN without leaving the platform where you already manage your treasury and payments.

EFEX Loans is available exclusively to companies incorporated in Mexico. EFEX does not engage directly in lending activities in the United States or in any other jurisdiction outside of Mexico.

The liquidity your business needs, in USD or MXN. With EFEX Loans, you get working capital in the currency you need, with a fixed cost from day one and without compromising your operations. EFEX facilitates access to these solutions through its network of regulated partners.

Get the liquidity you need for every transfer

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