EFEX Business Class Global Treasury
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See how much you could save with EFEX

Leave us your details to unlock the full calculator and compare, with your own numbers, what you pay today at a traditional bank against what you would pay with EFEX.

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EFEX · Cost savings calculator
Business Class Global Treasury

See how much you could save on international payments with EFEX

Compare, with your own numbers, what your international payments cost you today at a traditional bank and what they would cost with EFEX.

Monthly cost · Without EFEX $0
Traditional bank + fees
Estimated savings with EFEX $0 $0 0%
Monthly cost · With EFEX $0
$0 fees + EFEX Plus benefits
Quick start

Quick scenarios

Load a profile close to your company and adjust from there.

Step 1 · Your operation

Your operation

We only need these five numbers to estimate your cost savings.

Use today's live rate
Step 2 · FX hedging (optional)
Step 3 · EFEXloan (optional)
Annual projection
Estimated cost savings with EFEX over 12 months
$0
Breakdown

Month-by-month comparison

Every line item, side by side.

Line item Without EFEX With EFEX Difference
Adjust assumptions
EFEX rates (fixed) and traditional banking rates (editable to match your bank)

International transfer fee

Published fees at major Mexican banks: $30–$39 USD per outgoing transfer (BBVA, Santander, Scotiabank, Banorte; checked Sep 2026). We use $22 as a conservative assumption — adjust it to your bank.
EFEX charges no fee for international transfers

Exchange-rate spread (MXN cents per dollar)

Editable assumption. Reference: the gap between your bank's retail exchange rate and the FIX rate published by Banxico (banxico.org.mx)
EFEX keeps a low spread, equivalent to less than 3% over the reference exchange rate

Account maintenance (monthly)

Typical business-account range: $300–$600 MXN
EFEX charges no account maintenance fee

SPEI transfer cost

Typical market range: $8–$15 MXN
EFEX charges nothing for SPEI

EFEX Plus — benefit on your USD balance

Most business accounts pay no such benefit
EFEX Plus benefit on your average dollar balance

Forward points (per USD, per month)

Only applies if the bank offers forward hedging
EFEX: ~7 cents per month, available for terms up to 180 days

Want the exact number for your company?

Book 20 minutes with our team and we will review your operation with you.

Book a Demo

Illustrative estimate of cost savings (fees, exchange rate, and services), built with EFEX rates and editable assumptions for traditional banking based on published fees at major Mexican banks (BBVA, Santander, Scotiabank, and Banorte) and the FIX exchange rate published by Banxico, checked in September 2026. Results are not a guarantee of savings, an official quote, or a formal EFEX proposal, and may vary depending on the client's profile and the conditions of each transaction. EFEX is not a bank and does not offer savings or deposit accounts. Services in Mexico are provided by Efex Pay, S.A.P.I. de C.V., a money transmitter authorized by the Comisión Nacional Bancaria y de Valores, registration no. 22469.